FACTS WHAT DOES WEST COAST FEDERAL EMPLOYEES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all of the sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and transaction / payment history
  • Credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share members' information to run their everyday business. In the section below, we list reasons financial companies can share their members' personal information; the reasons WCFECU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes WCFECU share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes – information about your transactions and experiences No No
For our affiliates’ everyday business purposes – information about your creditworthiness No We don't share
For non-affiliates to market to you No No
To limit our sharing Call (941) 925-2890 Visit us online at www.wcfecu.org
Please note: If you are a new customer, we can begin sharing your information 1 day from the date we give/sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call (941) 925-2890 Visit us online at www.wcfecu.org
What We Do
How does West Coast Federal Employees Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does West Coast Federal Employees Credit Union collect my personal information? We collect your personal information, for example, Information we received from you on applications and other forms; Information about your transactions with us or others; Information obtained when verifying the information you provide, such as from current or past employers or other institutions where you conduct transactions; Information from your debit or credit card transactions, etc.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? The information is not shared, whether the decline is given by the member or the joint owner.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • West Coast Federal Employees Credit Union does not have any affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • West Coast Federal Employees Credit Union shares with the following groups to provide additional services to you: CUNA Mutual Group, and FIS Card Services
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

  • You can help by following these simple guidelines:Protect your account number, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.
  • Use caution when disclosing your account numbers, social security numbers, etc., to other persons. If someone calls you, explains the call is on behalf of the credit union and asks for your account number, you should beware! Official credit union staff will have access to your information and will not need to ask you for it.
  • Keep your information current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

If you would like to opt-out, please let us know in person or by calling us at (941) 925-2890. We will need your account number(s) in order to process your opt-out request. If you have any questions regarding this notice, please call us at (941) 925-2890 or visit our website at www.wcfecu.org.