Somewhere along the way, magabanks forgot the most important aspect of personal loans. The "personal" part. That's not the case at West Coast Federal. Everyone has unique needs, so we approach every loan with a unique perspective. As a not-for-profit credit union, our mission is to provide lower rates. Come discover the West Coast Federal way.

  • Competitive fixed rates for a wide range of personal needs:
    • Start a new hobby
    • Outfit a game room
    • Go on vacation
    • And more
  • Flexible terms and monthly payments that fit your needs
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
Secured Loans

A savings or certificate-secured loan may be just the thing you need. This low interest loan is secured by the available funds in your regular savings account or certificate account. Your deposit account continues to earn interest while you pay the lowest possible loan rate.


  • Secured by funds established with West Coast Federal:
    • Savings account
    • Or share certificate
  • Potentially lower rates due to collateral backing
  • Keep your savings intact and incurring dividends
  • Flexible terms available

View our current Rates.