As a valued member of West Coast Federal, you have access to $500 ($1,000 for returning borrowers) whenever you need them. Use your newfound funds for any need — whether it's an emergency car repair, unforeseen medical expense, and more. Our Quick Cash loan requires no credit check and the money is deposited directly to your savings account.

  • Fast, easy financing for a variety of everyday expenses
  • Easy loan application
  • No credit check
  • Competitive interest rate
  • Take up to six months to repay
  • Borrow up to $500; $1,000 for returning borrowers
  • Build your credit score
  • Funds deposited directly to your savings account


  • Primary membership with West Coast Federal must be established for a minimum of one month prior to loan funding
  • Establish direct deposit of at least the loan payment amount prior to loan funding
  • All West Coast Federal accounts must be in good standing with no overdrawn accounts or delinquent loans
  • Minimum of 1 year continuous employment
  • $20 NON-REFUNDABLE processing fee required with application

To apply, simply complete an application and return to our loan department:

First time Quick Cash loan, maximum $500.00:
Download initial application packet (PDF).

Renewal Quick Cash loan, choose $500.00 or $1,000.00 plan:
Download renewal application packet (PDF).

Credit and security information:
Download LOANLINER Agreement (PDF).